Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Insurance for Business Owners Across Florida
When looking for insurance to protect your business, you may come across a lot of different options. Not all business insurance policies are created equal, however, and it is important to get the best policy suited for your needs.
At Maximum Protection Insurance, we understand the different needs of various industries and work to provide affordable business insurance to businessowners across Florida. We will help you evaluate the risks your businesses face and tailor a policy suited to protect your business’ assets.
What Does Business Insurance Cover?
There are several types of business insurance coverages and policies all geared to cover specific risks. Some of the most common and useful business insurance policies we offer include:
Liability insurance covers your business from lawsuits that may come from a variety of lawsuits that could face your business day to day. Liability insurance policies may include:
- General Liability: General liability insurance covers claims against your business concerning bodily injury, property damage and personal or advertising injury. If someone is injured on your business’ property, for example, general liability insurance can provide compensation for the injuries and protect your business in case of a lawsuit.
- Professional Liability: Professional liability insurance covers claims of professional negligence that may cause a client to lose money. This insurance is known by different names depending on your industry, such as Errors and Omissions insurance and medical malpractice.
- Umbrella Liability: Umbrella liability insurance fills in the gaps left by your other insurance policies. If your general liability insurance reaches its limit for a claim, for example, umbrella liability can step in to cover the remaining costs.
Commercial Auto Insurance
Commercial auto insurance covers the vehicles owned or used by your business for work purposes. This insurance may include comprehensive coverage, collision coverage, liability, medical payments coverage, uninsured/underinsured motorist and more.
You can also add Hired and Non-Owned Auto to cover vehicles borrowed but not owned by the business.
Workers compensation insurance provides coverage for your employees in case they are injured on the job. If one of your employees gets hurt at work, workers compensation can provide:
- Medical bill coverage
- Wage replacement
- Disability benefits
- Death benefits
This insurance is generally required by state law.
Protect Your Business Today
Protect your business with a customized insurance policy. Call Maximum Protection Insurance at (305) 947-1010 or fill out an online quote form to get started today.
Common Business Insurance Questions
Insurance requirements vary by state, but most states require some limit of workers compensation insurance. In Florida, for example, employers with four or more employees must offer workers compensation.
Every business is different and you deserve a policy suited for your needs. Speak with an insurance agent to calculate your possible losses and find a policy tailored to protect your business’ assets.
Business insurance is crucial for protecting your business’ assets in case of an accident or lawsuit. Without it, you could face expensive lawsuits and other losses out of pocket, which can cause a heavy financial hit to your business’ income.
Getting insurance for your business should be simple, easy and affordable. Call us at (305) 947-1010 or fill out a quote form with information about your business to get started.