Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
Insurance for Homeowners Throughout Florida
Your home is one of the most important investments you will ever make. Not only does it provide a safe space for your family to learn and grow, but it also requires a lot of upkeep. Making sure you can maintain the safety and integrity of your home is crucial.
The insurance professionals at Maximum Protection Insurance are dedicated to providing homeowners with a piece of mind through honesty, hard work and affordable home insurance policies. We will work closely with you to calculate your home’s risk and insure your home with a policy tailored for you.
What Does Home Insurance Cover?
A basic home insurance policy covers four main areas:
General personal liability insurance under home insurance covers claims against you concerning bodily injury and property damage. If someone is injured in your home, for example, general liability insurance can provide compensation for the victim’s medical bills as well as protecting you against a lawsuit.
Dwelling coverage covers the physical home and its attached structure, such as attached garages. This insurance provides compensation for damages caused by hazards such as fire, wind, hail, lightning, smoke, theft and vandalism.
Personal Belongings Coverage
Personal belongings covers your personal items such as furniture, clothes, decorations, electronics and more in case of damage caused by fire, wind, hail, lightning, smoke, theft, vandalism and more. You can also purchase additional policy floaters to cover expensive items such as jewelry, furs and art.
Additional Living Expenses
Additional living expenses cover costs related to temporarily moving after a disaster. If your home is being repaired or rebuilt, this coverage can help cover costs such as hotel stays.
How Much Home Insurance Do I Need?
Every home is different, so your home insurance needs may be different than your neighbors’. It is generally recommended that you carry enough home insurance to cover the total replacement cost value of your home. The replacement cost value of your home is how much it would take to completely rebuild your home after a disaster, including building and material costs.
Connect with an insurance professional to discuss how much coverage your home needs.
Protect Your Home Today
Protect your home with the insurance policy it deserves. Speak with an agent from Maximum Protection Insurance at (305) 947-1010 or fill out an online quote form to get started today.
Common Home Insurance Questions
In general, you should purchase home insurance before you are ready to move into your new home. By the time you are ready to sign on your home, you should have a home insurance policy in place.
Not all home insurance policies are created equal. The best home insurance policy for you is one that is designed to cover your needs.
Home insurance premiums are calculated based on several factors, including your location, value of the home, credit score, coverage limits, claims history and other factors. Fill out an online quote form to find out how much you can save on home insurance.